Debt, Management & Tips
Getting ahead
Getting ahead in life and staying there
is difficult in today's
climate
of buy now and pay later. Maintaining a manageable budget and creating
the right life style habits needed
to do just this is not a reality for most. We hope to provide the information
you need to get your life on track and remain there for a lifetime.
View our tips and trick on performing without breaking the bank. Watch the site evolve into a blueprint of simple steps needed to change your life. Learn how to control your spending by finding alternative methods. Learn to strike a balance and go through life enjoying each and every moment with out the headaches debt.
Contact our coach and receive 30 minutes of free consultation on getting a grip and gaining control over your finances. Email us to setup your session.
Where does debt come from?
The root of most dept is due to a lack of very basic money management skills. Simply put, anyone who make one dollar and spend two dollars or using credit without income. This way of life is causing many individuals and families lots of hart aces and pains. We have necessary spending such as , mortgage/rent, utilities, student loans, and car payments just to name a few, then you have fun things such as social events, shopping, traveling and the list goes on.
Getting control of your expenses and debt can be very rewarding while unmanaged debt can be taxing on your life style today and tomorrow. One thing is for sure, you will have to pay a huge price for obtaining unmanaged debt. As a result of unmanaged debt, life will come at you fast and your ship will begin to sink rapidly, It is inevitable.
Getting out of debt
Have you over extended yourself and wondered how? If so, let us attempt to identify how easy it is to get deeply into debt and suggest ways to correct this very old problem that we have. Having a family is difficult enough without the extra problem of living over your means. Not having the right spouse in the lead roll can prove to be very detrimental to your family financial future. This may also be the source of your family's money management problem. It is extremely important that each parent play key rolls when raising their family as well as managing family finances. There are key factors to determining who should be in the leading roll in the beginning as well as who should start out as the supporting partner.
If you've made it to this point, it is likely that you're ready to move towards a change in your financial situation. Start by viewing my TIPS for suggestions on how to plan and perform basics money management task. Before viewing our TIPS know what's on your credit report.
Shopping, Save by Knowing What it is Worth
Edmunds.com Purchasing
a car, research car first to find out what is is worth.
CarFax.com Get
the car history of your next used vehicle.
Why Spend it all, Use Coupons
- A Coupon Experiment Generic or Brands with Coupons? When I was in the fifth grade, I noticed that my mother no longer took advantage of grocery coupons. "It's cheaper to buy the generic brands, even without coupons," she explained. That set me thinking. Could an experiment be formulated to test her hypothesis?
- All About Coupons Searchable index with coupons for everything.
- Household Budget Management Great link site for IRS issues, Consumer debt, Independent insurance, your Social Security and more.